704-342-2452
Providing Benefits for Life and Business
Who We Are
When it comes to an effective benefits program, you want to make sure that you have a partner who can explain your options and guide you toward real solutions. Since 1992 CGI Benefits strives to provide the best possible service and support to its clients.
The cost and availability of good benefits coverage are constantly changing. To stay competitive in the marketplace, a business must choose a program that works today and into the future. From initial plan analysis, recommendation and selection to implementation, enrollment and support, CGI Benefits responds and functions on a daily basis as a valued extension of our clients' benefits departments.
Our many years of established relationships with both local and national carriers give our clients access to better pricing and value. Whether it entails medical benefits, dental benefits, disability, life, we have the experience, the knowledge and the network to meet your company's needs.
Meet Our Agents
Dean Carpenter
Licensed Health and Life Insurance Agent
After graduating from Limestone College with a BS in Business Administration, Dean entered the insurance field in 1987 with Life of Virginia. He worked out of Charlotte and the Gastonia areas focusing on Group Benefits, Life Insurance and Disability.
In 1992 he started Carpenter Group Inc. dba CGI Benefits to focus primarily on the Group Benefits market.
A longtime resident of Charlotte, North Carolina, Dean is active in the community. He is a member of the Charlotte Life and Health chapters for the National Association of Insurance and Financial Advisors (NAIFA).
It is an entire package of employee benefits communications and administration—tailored to meet your specific business needs
Given rising health care costs, some companies are cutting back on their health care packages just to maintain the cost of their major medical programs. Voluntary plans are a way to enhance a benefits package at no cost to the employer. These benefits are employee-paid and can be pre-taxed.
Voluntary plans are designed to help with out-of-pocket expenses that occur with a serious illness or accident. They can help to fill in gaps of major medical plans or offer affordable insurance to those who have no other coverage.
Carriers
Aetna, Inc
Aetna is one of the nation's leading providers of health care, dental, pharmacy, group life, disability and long-term care products. Aetna serves more than 13 million medical members, 11.4 million dental members and 11.8 million group insurance customers.
Blue Cross Blue Shield of North Carolina
Blue Cross and Blue Shield of North Carolina is a leader in delivering innovative health care product services and information to 2.7 million members, including 436,000 served on behalf of other Blue plans.
BlueCross BlueShield of South Carolina
When you hear "BlueCross BlueShield of South Carolina," you'll see people nodding in recognition. Most everyone knows who we are. As the only South Carolina-owned and operated health insurance carrier, we have been offering security to Palmetto State citizens for more than 65 years. We are also one of South Carolina's largest employers.
Cigna Corporation
For more than 125 years, the CIGNA companies have been helping people lead healthier, more secure lives. CIGNA Corporation's subsidiaries are leading providers of employee benefits in the United States
UnitedHealthcare
UnitedHealthcare has a history of developing innovative programs to facilitate a better, more positive health care experience for employees, physicians and employers.
Today, Medcost offers one of the leading PPO networks in the Carolinas, with provider participation in not only physician and hospital services, but also in ancillary services such as DME, home health and hospice.
Trustmark Companies
Trustmark, a leading health and life insurer and benefits administrator, has been committed to providing quality customer service and maintaining product integrity for over 90 years, delivering competitive benefits to employer groups at a competive price.