Group Voluntary Products

With health care costs where they are today, some companies are cutting back on their health care package just to maintain the cost of their major medical programs. Voluntary plans are a way to enhance a benefits package at no cost to the employer. These benefits are employee-paid and can be pre-taxed.

Voluntary plans are designed to help with out-of-pocket expenses due to a serious illness or accident. They can help to fill in gaps in major medical plans or offer affordable insurance to those that have no other coverage.

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Types of Voluntary Plans:

• Critical illness programs

• Short-Term Disability

• Long-Term Disability

• Hospitalization

• Accident programs

• Life insurance

• Dental

• Vision